New York State has some of the highest car insurance premiums in the country. What can be incredibly frustrating is that many of the factors that impact your rates are beyond your control. There is, however, some good news. When you take New York State Drive’s Defensive Driving Course, you will receive a guaranteed insurance discount.
New York law requires that anyone who completes a New York DMV approved online defensive driving course be given a 10% car insurance discount on their no-fault, collision, and liability coverage. This rate decrease is guaranteed by law and will last for 3 years!
To receive your discount, simply complete our DMV Approved Defensive Driving Course and supply your insurance company with a copy of your certificate of completion. It really is that easy.
Once you have completed the defensive driving course, we will mail you your certificate. Present this certificate to your insurance provider for them to apply the New York Auto Insurance Reduction. Many insurance companies will accept e-mail or fax copy. You are guaranteed to receive a 10% discount just for faxing or e-mailing a copy of your certificate.*
Did you know that completing the New York Internet Point and Insurance Reduction Course (IPIRP) also provides you with a traffic point reduction?
*If you are a part of the assigned risk program, your insurance company may require you to provide them with the original certificate.